There are options that are available for low-cost medical insurance that allow people to get the treatment they need without incurring huge medical bills. Some of these low cost medical insurance plans include:
- Medicaid: In Medicaid, the state decides the benefits that will be provided, but it usually provides healthcare for people with disabilities, low-income families and children. Services that are covered here include hospital care, doctor visits, prescription drugs, vaccines, long-term care, hearing, vision, and preventive care for children. There is also Medicare and the Health Insurance Marketplace, but if you are eligible for Medicaid, you do not have to buy coverage through the Health Insurance Marketplace.
- Medicare: Medicare is a government health insurance plan for people who are 65 years old and above. People who are under 65, people with certain disabilities, and end-stage renal disease patients can also qualify for Medicare. Medicare helps to pay for skilled nursing facilities, care in the hospitals, some home health care, and hospice care.
- Consolidated Omnibus Budget Reconciliation Act (COBRA): The Consolidated Omnibus Budget Reconciliation Act helps to temporarily keep your health insurance that you had through your employer after leaving your job.
- Children Health Insurance Program (CHIP): The Children Health Insurance Program provides free or low-cost health coverage for low-income children. Benefits provided are decided by each state, but all states cover immunizations, routine check-ups, dental care, hospital care, and lab and x-ray services.
You can get the lowest cost insurance plan by comparing the different insurance plans that you have and deciding on the lowest one. However, you have to be able to qualify for these insurance plans to be eligible. The advantages that you get from the insurance plan will determine the kind of insurance plan that you will choose.
If you have a low cost insurance plan, you may want to visit Pharmacy Coupons. Rebate enables you to save up to 75%* on drugs of all kinds of prescriptions. You are provided with discount cards and coupons at Pharmacy Coupons if you need them. Even if you have insurance, you will find that you are paying too much for your co-pay. When determining the price of your co-pay, there are some factors that determine it: limited plans, high deductibles, and several others. Pharmacy Coupons is free, with no personal information or registration required.